Built By a Woman Who Walked the Walk
Steph Lombardo is the founder of Flippin Empire. She's a real estate investor, mom, and empire builder who went from 0 to 29 rental units in under 3 years—while working full-time and raising a family.
She's flipped 200+ houses, bought her 3-year-old daughter a rental property, and helped her husband retire from a 20-year career through the cash flow their portfolio generates.
Now she's teaching other women to do the same—with strategy, not luck. With support, not guesswork. With a system they can repeat.
Built By a Woman Who Walked the Walk
Steph Lombardo is the founder of Flippin Empire. She's a real estate investor, mom, and empire builder who went from 0 to 29 rental units in under 3 years—while working full-time and raising a family.
She's flipped 200+ houses, bought her 3-year-old daughter a rental property, and helped her husband retire from a 20-year career through the cash flow their portfolio generates.
Now she's teaching other women to do the same—with strategy, not luck. With support, not guesswork. With a system they can repeat.
From Money Fear to Financial Freedom
Steph Lombardo grew up with money scarcity.
Her mom was a stay-at-home mom who constantly stressed about money. There was never enough. The fear was always there.
Steph watched it. Felt it. And decided early: her family's story would be different.
She got into real estate in her late 20s and spent the next 10 years flipping houses — 200+ flips across multiple markets. It became her primary income. She got good at it. Really good.
She got her real estate license, built a team, and became the top agent at her firm. She was crushing it.
But flipping was still trading time for dollars. And Steph wanted more than that.
She wanted freedom. Stability. A foundation her family could build on.
So she pivoted to rentals.
In 2020—right as COVID was shutting everything down and investors were freaking out about rents—Steph and her husband bought their first rental property. She remembers hearing the panic as she drove to the closing table.
She didn't flinch. She executed.
Starting with zero rental properties, working full-time, and with her husband also working full-time, she built a portfolio of 29 rental units in under 3 years.
She didn't have a trust fund. She didn't have a safety net. She had capital, strategy, and relentless execution.
The rentals gave her husband the freedom to retire from a 20-year career.
In 2022, she had her daughter Izzy. And when Izzy turned 3, Steph bought her first rental property.
Not because she's rich. Because she wanted to show Izzy what building wealth actually looks like—and give her a foundation most adults spend their whole lives wishing they had.
Oh, and she completed an Ironman in 2019. Because when Steph commits, she goes all in.
From Money Fear to Financial Freedom
Steph Lombardo grew up with money scarcity.
Her mom was a stay-at-home mom who constantly stressed about money. There was never enough. The fear was always there.
Steph watched it. Felt it. And decided early: her family's story would be different.
She got into real estate in her late 20s and spent the next 10 years flipping houses — 200+ flips across multiple markets. It became her primary income. She got good at it. Really good.
She got her real estate license, built a team, and became the top agent at her firm. She was crushing it.
But flipping was still trading time for dollars. And Steph wanted more than that.
She wanted freedom. Stability. A foundation her family could build on.
So she pivoted to rentals.
In 2020—right as COVID was shutting everything down and investors were freaking out about rents—Steph and her husband bought their first rental property. She remembers hearing the panic as she drove to the closing table.
She didn't flinch. She executed.
Starting with zero rental properties, working full-time, and with her husband also working full-time, she built a portfolio of 29 rental units in under 3 years.
She didn't have a trust fund. She didn't have a safety net. She had capital, strategy, and relentless execution.
The rentals gave her husband the freedom to retire from a 20-year career.
In 2022, she had her daughter Izzy. And when Izzy turned 3, Steph bought her first rental property.
Not because she's rich. Because she wanted to show Izzy what building wealth actually looks like—and give her a foundation most adults spend their whole lives wishing they had.
Oh, and she completed an Ironman in 2019. Because when Steph commits, she goes all in.
Why Flippin Empire Exists
Steph started Flippin Empire in 2023 to support other women in building their own empires.
For the first two and a half years, she focused on helping women generate active income through real estate—flipping, wholesaling, and building profitable businesses.
But as she watched the wealthy women movement grow, and as she found herself raising a wealthy woman in Izzy, she realized where her energy needed to go:
Helping women build generational wealth through rental properties.
Not just making money. Building something that lasts.
At Flippin Empire, she offers:
- Free education and community for those who need it
- Paid implementation and coaching for those who want it
She doesn't just teach theory. She actively flips houses, buys rentals, and builds wealth for her family—right now—while helping other women do the same.
Why Flippin Empire Exists
Steph started Flippin Empire in 2023 to support other women in building their own empires.
For the first two and a half years, she focused on helping women generate active income through real estate—flipping, wholesaling, and building profitable businesses.
But as she watched the wealthy women movement grow, and as she found herself raising a wealthy woman in Izzy, she realized where her energy needed to go:
Helping women build generational wealth through rental properties.
Not just making money. Building something that lasts.
At Flippin Empire, she offers:
- Free education and community for those who need it
- Paid implementation and coaching for those who want it
She doesn't just teach theory. She actively flips houses, buys rentals, and builds wealth for her family—right now—while helping other women do the same.
What Steph Believes
Women don't need more information. They need confident execution.
Steph has watched too many capable, high-earning women stay stuck—not because they're not smart enough, but because they don't have a clear path, someone reviewing their deals, or a system they can trust.
Real estate is one of the most reliable paths to financial freedom.
It's not the only way. But it's one of the best. It builds equity. It creates cash flow. It gives you options. And it works whether you're starting with $20K or $200K.
Generational wealth isn't something you hope for. It's something you build.
On purpose. With a plan. And with people in your corner who've already done it.
Every woman deserves to build something that lasts.
Whether for her kids, her family, or herself. Whether she's a mom, an aunt, or a woman building her empire first.
What Steph Believes
Women don't need more information. They need confident execution.
Steph has watched too many capable, high-earning women stay stuck—not because they're not smart enough, but because they don't have a clear path, someone reviewing their deals, or a system they can trust.
Real estate is one of the most reliable paths to financial freedom.
It's not the only way. But it's one of the best. It builds equity. It creates cash flow. It gives you options. And it works whether you're starting with $20K or $200K.
Generational wealth isn't something you hope for. It's something you build.
On purpose. With a plan. And with people in your corner who've already done it.
Every woman deserves to build something that lasts.
Whether for her kids, her family, or herself. Whether she's a mom, an aunt, or a woman building her empire first.
The Numbers
In real estate since 2015 (10+ years)
200+ house flips completed across multiple markets
Built a real estate team and brokerage (top agent at her firm)
0 to 29 rental units in under 3 years (2020-2023)
Husband retired from 20-year career through rental cash flow
Daughter owns her first rental property at age 3
Completed an Ironman in 2019 (because she doesn't do anything halfway)
Actively flipping houses while building her rental portfolio
Steph doesn't just teach real estate. She actively runs her portfolio, buys properties, and builds wealth for her family—right now.
The Numbers
In real estate since 2015 (10+ years)
200+ house flips completed across multiple markets
Built a real estate team and brokerage (top agent at her firm)
0 to 29 rental units in under 3 years (2020-2023)
Husband retired from 20-year career through rental cash flow
Daughter owns her first rental property at age 3
Completed an Ironman in 2019 (because she doesn't do anything halfway)
Actively flipping houses while building her rental portfolio
Steph doesn't just teach real estate. She actively runs her portfolio, buys properties, and builds wealth for her family—right now.
How Steph Works
Steph's approach is grounded, direct, and strategy-first.
She doesn't do hype. She doesn't promise passive income with no work. She tells you the truth: real estate builds wealth, but it requires execution, discipline, and a system you can trust.
Here's what working with Steph looks like:
She customizes the plan to fit YOUR life.
What works for a single woman in California with $50K in cash is different from what works for a mom in Ohio with equity in her primary residence. She builds a strategy around your situation—not someone else's.
She focuses on execution, not just education.
You don't just learn theory. You get your actual deals reviewed. You get agent and lender referrals. You get a roadmap and someone in your corner saying "yes, do this" or "no, walk away."
She teaches strategies that scale.
BRRRR. Cash-out refinancing. Private lending. She shows you how to structure deals so your capital works multiple times—not just once. That's how she went from $30K to 5 properties.
She guarantees results.
If you do the work and you're not under contract in 90 days, she keeps working with you for free until you are.
She builds community, not competition.
You're surrounded by sharp, strategic women building the same thing you are. No bro investors. No posturing. Just real support.
How Steph Works
Steph's approach is grounded, direct, and strategy-first.
She doesn't do hype. She doesn't promise passive income with no work. She tells you the truth: real estate builds wealth, but it requires execution, discipline, and a system you can trust.
Here's what working with Steph looks like:
She customizes the plan to fit YOUR life.
What works for a single woman in California with $50K in cash is different from what works for a mom in Ohio with equity in her primary residence. She builds a strategy around your situation—not someone else's.
She focuses on execution, not just education.
You don't just learn theory. You get your actual deals reviewed. You get agent and lender referrals. You get a roadmap and someone in your corner saying "yes, do this" or "no, walk away."
She teaches strategies that scale.
BRRRR. Cash-out refinancing. Private lending. She shows you how to structure deals so your capital works multiple times—not just once. That's how she went from $30K to 5 properties.
She guarantees results.
If you do the work and you're not under contract in 90 days, she keeps working with you for free until you are.
She builds community, not competition.
You're surrounded by sharp, strategic women building the same thing you are. No bro investors. No posturing. Just real support.
What's Next
In 2026, Steph is focused on three things:
1. Serve over 200 women in buying their legacy rental properties.
2. Create content that builds financial literacy for women and young girls.
3. Continue building wealth for herself and her daughter—actively, publicly, and with full transparency.
She's not just talking about it. She's doing it. And she's bringing other women along with her.
Ready to Build Your Portfolio?
Whether you're buying your first rental or your fifth, Steph helps you do it with strategy, support, and a system you can repeat.
Take the 2-minute Rental Roadmap Quiz and get your personalized plan.
Already got your roadmap?
Book a free 30-minute Strategy Call with Steph to see if the 90-Day Legacy Rental Accelerator is right for you.
Ready to Build Your Portfolio?
Whether you're buying your first rental or your fifth, Steph helps you do it with strategy, support, and a system you can repeat.
Take the 2-minute Rental Roadmap Quiz and get your personalized plan.
Already got your roadmap?
Book a free 30-minute Strategy Call with Steph to see if the 90-Day Legacy Rental Accelerator is right for you.
This content is for educational purposes only and is not financial, legal, tax, or investment advice. Real estate investing involves risk, including possible loss of principal. Past results do not guarantee future outcomes. Always consult qualified professionals before making investment decisions. Flippin Empire LLC is not liable for any actions you take based on this information.
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